For example - Should a spouse/partner die or becoming critically ill leaving their loved ones with a gaping hole to plug, whether that is an income that the family relies upon or a house person who is a key piece to family function. Without the means to fill the void, income can disappear leaving no means to pay the bills, the house could be repossessed and the family homeless and still grieving.
Whilst a person may not be relied upon financially, a parent who looks after children and manages a house hold e.g. cooking, cleaning, pick ups and drop offs. Those roles still need to be managed which in turn creates a burden that needs to be remedied, in this scenario the main bread winner may need to reduce their work commitments to fill the voids which then creates further financial strain.
As with all the financial advice and solution sourcing we offer, we're always here to answer all of your questions. We'll be happy to talk through your options, assess your exposure to risk and help you find the most suitable insurance products.
Your insurance needs are as individual as you are. We are focused on providing a highly personal and individual service. We will explain individual policy features and take the time needed to fully understand your requirements and conduct an in-depth fact find about your individual circumstances to help us establish the best solution for your needs.
Financial Options (Selby) Ltd is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 711304. register.fca.org.uk. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Registered in England No. 04206803. Registered address: 24 Finkle Street, Selby, North Yorkshire, YO8 4DS.
Financial Options (Selby) Ltd
24, Finkle Street, Selby, North Yorkshire, YO8 4DS