Pensions - IFO Selby

Pension Advice in Selby

Pension solutions and retirement planning you can trust

There is a lot of information out there about pensions and I just don't know what to do for the best, can IFO Financial Options help me make sense of it all?

Of course. We know that when it comes to planning for your retirement the choices can sometimes be overwhelming and opinions from various sources can vary greatly.

There are a range of choices and pension products available and we can go through all of them in person with you to explain the important features and help you make key decisions such as:

  • Should I choose a Guaranteed Annuity?
    We can discuss the benefits of a Guaranteed Annuity rate, explain how one could offer you an income level that's guaranteed for life and help you decide if it's the right option for you.
  • Should I choose a tax free cash option or not?
    We can help you decide if it's in your best interest to exercise your entitlement to withdraw up to 25% of your Pension tax free.
  • Should I draw down on my pension?
    We can talk through the benefits of accessing a proportion of my pension whilst leaving the remaining funds invested?
  • Is a flexible draw down right for me?
    We will explain how flexible draw down could offer greater control and flexibility over how and when you receive your pension income. We'll help you to evaluate if it's the right option for you and ensure that you understand the tax implications and investment risks involved. The value of your investment can go down as well as up and you may not get back the full amount invested.

As a Pension Advisor based in Selby, we are here to answer all of your questions, help you to assess your future spending needs and arrange a pension for you that meets all of your requirements.

Our way of working at a glance. . .

We will help you to choose a pension plan that is right for you, your family and your future.

When arranging a pension for you we will always:

  • Meet with you in person to gain a deep understanding of the retirement lifestyle you are hoping for.
  • Conduct an in-depth fact find about your individual circumstances.
  • Prepare a detailed risk profile so that we can then recommend a solution which takes in to account your capacity for risk.

We all want to achieve different things in later life which is why the team at IFO Financial Options will take the time to understand your aspirations and help you achieve an outcome that works for you as an individual.

If you'd like to meet face-to-face and explore your options in a relaxed, friendly way, contact us to and we'll be delighted to arrange a convenient time to meet.

Accessing Pension benefits early may impact on levels of retirement income and is not suitable for everyone. You should seek advice to understand your options at retirement

Financial Options (Selby) Ltd is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 711304. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Registered in England No. 04206803. Registered address: 24 Finkle Street, Selby, North Yorkshire, YO8 4DS.


Contact Financial Options Selby


Financial Options (Selby) Ltd
24, Finkle Street, Selby, North Yorkshire, YO8 4DS


Call: 01757 709888