Mortgages

Finance for property

What is a mortgage?

For most people, buying a home is one of the biggest financial decisions they’ll ever make. A mortgage allows you to borrow the money you need to purchase a property, which you then repay through affordable monthly payments over an agreed period.

The property acts as security for the loan until it’s repaid in full. We’ll help you understand how mortgages work, explain your options in plain English and guide you towards the solution that’s right for you.

Residential

No fee will be charged, we will be paid by commission from the provider.

Residential with Adverse

Adverse is classed as anyone with a poor credit score/CCJs/Defaults/Pay Day Loans/Klarna Credit. A fee of £250 will be payable upfront. This fee is non refundable. This is to pay for the extra research work and finding a suitable lender. A further fee of £250 will be payable once the mortgage offer is issued. This fee is is non refundable. This fee is to pay for the extra work and additional documentation including multiple applications we have to complete for the same property to achieve the offer for the mortgage. We will also be paid commission from the provider on completion.

Buy To Let / Commercial

A fee of £250 will be payable up front. This fee is non refundable. This is to cover the work required to research the whole market and prepare illustrations. A further fee of £250 will be payable once the mortgage offer is issued. This fee is non refundable. This is to pay for the work involved in submitting with application and achieving the offer for the mortgage. We will also be paid commission from the provider on completion.