Mortgages
![Help to finance properties](https://ifo.co.uk/wp-content/uploads/2023/08/Help-to-finance-properties-jpg.webp)
Finance for property
Help to finance properties
A mortgage is a loan used to purchase a home. The borrower agrees to pay back the loan, plus interest, over a period of time. The home serves as collateral for the loan, which means that the lender can take possession of the home if the borrower defaults on the loan
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IFO are Independent for Mortgages
This means we are not tied to one lender.
![IFO-whole-of-market](https://ifo.co.uk/wp-content/uploads/2023/08/IFO-whole-of-market.png)
IFO are Whole of Market for Mortgages
This means we are not restricted on who we do business with.
![IFO-fee-free](https://ifo.co.uk/wp-content/uploads/2023/08/IFO-fee-free.png)
IFO offer a fee free mortgage service
We don’t charge clients. We’re paid by the lender like other brokers/advisers, without extra fees.
About Our Advisors
Our Team
![sdb](https://ifo.co.uk/wp-content/uploads/2023/08/sdb-hover.png)
Steve D Bryson
Founder of IFO
![smb](https://ifo.co.uk/wp-content/uploads/2023/08/smb-hover.png)
Stephen M Bryson
Independent Mortgage and Protection Adviser
![sh](https://ifo.co.uk/wp-content/uploads/2023/08/sh-hoever.png)
Simon Hewitt
Independent Mortgage and Protection Adviser